The ideas and opinions expressed on www.masterhabits.com, unless otherwise noted, are those of the author(s)of the content and do not necessarily reflect the opinions or policies of the Association or its Board of Directors (the "Board"). The postings, messages, text, files, images, photos, videos, sounds, or other materials (all content) posted on www.masterhabits.com are the sole responsibility of the person from whom such information originated. The Association is not responsible for any material submitted and has no duty to screen any content. Users of www.masterhabits.com acknowledge that they may be exposed to content that may be offensive, indecent, inaccurate, misleading, or otherwise objectionable. This also applies to links provided on www.masterhabits.com. Under no circumstances will the Association or the Board be responsible or liable in any way for any content, loss, or damage as a result of the use of any content, email, or other information made available by www.masterhabits.com. The Association and/or the webmaster shall have the sole discretion to refuse or remove any content that may be deemed to be inappropriate for www.masterhabits.com. Any user of www.masterhabits.com will agree not to post any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, pornographic, or libelous. Any use of www.masterhabits.com shall not intimidate or discriminate toward any individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability. Any user shall not post anything that would infringe upon any trademark, patent, copyright, or other proprietary rights. Any user shall not post any content that contains any type of software virus, code, or file designed to interrupt, destroy or limit the functionability of any computer. Any user shall not collect personal data about other users for commercial or unlawful purposes. Any user under the age of sixteen (16) shall obtain parental consent before engaging in activity on www.masterhabits.com. Any user shall agree to indemnify, defend, and hold harmless the Association and the Board from any loss, liability, claim, demand, damage, or expense (including reasonable attorney’s fees) asserted by any third party due to, in connection with, or arising from www.masterhabits.com.